Independent site — not a government service. We link you to official applications; we never decide or guarantee funding. How this site works

Financing options

Money for education comes in very different shapes. Know which one you're looking at before you sign anything.

Grants, bursaries & scholarships

Money you generally don't repay (some carry service commitments). Start here — run the match or browse all funding.

Public student loans

Government loans through OSAP — interest-free federally, income-tested, with repayment assistance. Always compare these before any private product.

Private student financing

Loans or lines of credit from banks and private lenders. Costs, fees and terms vary widely. No private student-financing products are currently published on this site — any future product appears only after full terms and Ontario compliance approval.

Business financing

For starting or growing a business — including a training-related business. Not student aid, and never presented as a way to pay ordinary tuition.

What do you need money for?

Choose a purpose to see what applies. Business options only appear for business purposes.

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Educational comparisons only — not financial advice. Always review the provider's final agreement. We never use words like "guaranteed", because nothing here is.